Financial Wellness





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Holidays, Saving & Budgeting, Debt, Homeownership, Retirement, Investing, Building Your Business, Fraud Prevention & Security, Insurance
01/01/2022
Financial Tok, also known as FinTok, is where individuals share their advice on topics from saving money to investing to retirement planning to cryptocurrency. However, there’s no guarantee that you’re being provided with sound financial advice or that the person is qualified to talk about personal finance. Here's what you need to know.
Investing
02/01/2022
With Pioneer’s ITMs, you can see a teller on the machine and complete nearly all the same transactions as if you were in a branch. While they look a lot like our classic ATMs, here are some key differences.
Saving & Budgeting
03/01/2022

Lots of things have changed for American families in the past few years, including changes to the Child Tax Credit. If you file your own taxes, this may bring new questions, like how to claim these monthly payments. Here are some things to keep in mind when filing your 2021 taxes.

Saving & Budgeting
03/01/2022

Filing taxes can often feel like a guessing game. However, when you’re aware of the deductions and claims available, you can make informed decisions when you file, and in turn, maximize your tax return. Here are some common things to keep in mind when you file.

Saving & Budgeting, Investing
03/01/2022

If you’re a homeowner looking to make a big purchase, you may have some financing options available to you in the form of home equity. Here are a few beneficial reasons to tap into your home's equity.

Saving & Budgeting, Homeownership
03/01/2022

Filing taxes can be a stressful experience, and the last thing you want is to go through the process and find out someone has falsely filed under your social security or tax ID number. Here are some steps you should take if you ever find yourself in this unfortunate situation.

Fraud Prevention & Security
01/01/2022

It’s hard to go a day and not hear the word “fraud,” “scam,” or “cybersecurity.” These topics are becoming household terms and shouldn’t be taken lightly. Luckily there are three simple (and super easy) steps that you can take right this minute to reduce your risk of being a victim of fraud.

Fraud Prevention & Security
02/01/2022

We're making human resources easy for small businesses with our Employee Business Plan through Pioneer Benefits Consulting. Learn about some of the great features you can take advantage of.

Building Your Business
03/01/2022

As a small business owner, you take on a lot of different responsibilities. Whether you’re navigating the system on your own or working with a tax professional, make sure you’re aware of these helpful tips when filing taxes for your business.

Building Your Business
03/15/2022
Tax season can be stressful for small business owners. Pioneer’s on your side, so we made a checklist for your business taxes. Take a look to make sure that you have everything you need!
Building Your Business
03/31/2022
Debt consolidation can offer many benefits. However, they can prove more troublesome for compulsive spenders and those who struggle to stick to payment plans. Here are some common missteps in debt consolidation to avoid.
Debt
04/26/2022
When insurance isn’t required, it’s easy to overlook as an unnecessary monthly expense. Here’s why you should think again and invest in proper coverage.
Insurance
04/20/2022
If you’ve made a big investment in recreational vehicles, you’re probably wondering how to make it last. Here are a few ways on how you can protect your summer fun.
Insurance
04/25/2022
With travel restrictions lifting, you may think the boat and RV markets are stabilizing. Is now the right time to invest?
Saving & Budgeting, Insurance
04/27/2022

Opening a business can feel like a gamble and expanding your business can feel like rolling the dice all over again. If you’re looking for clues that it’s time to grow, here are a few telltale signs that you should start making moves.

Building Your Business
04/26/2022
The Capital Region is a great place to be a small business owner for many reasons. One of which is all the resources available to support and cultivate a community that encourages people to shop locally. Here are some of those resources that can help enable growth for your business.
Building Your Business
05/23/2022
Did you know about the savings potential you have access to when you bank with Pioneer? Here's the scoop on Pioneer Perks by BaZing®.

05/24/2022

When choosing where to do your business banking, don’t count out your community bank! Here's why.

Building Your Business
05/25/2022
Take Pioneer Perks by BaZing® with you this summer to access  national savings on travel, accommodations, and entertainment.
Saving & Budgeting
06/27/2022

Do you know how your business can benefit from obtaining loans from your local financial institution?

Building Your Business
06/22/2022
The best way to ensure you’re in a good place with your finances in the future is to implement a plan today.
Saving & Budgeting, Debt, Insurance, Investing, Retirement
06/24/2022
Here’s what you need to know about 401(k)s to begin planning for your future. 
Saving & Budgeting, Investing, Retirement
06/26/2022
Landing a new job can be exciting, but be sure to take your retirement savings with you! Here's what you should know.
Saving & Budgeting, Investing, Retirement
12/16/2022
Planning in advance can help ensure that you can complete your tax return accurately and on time.
Saving & Budgeting
12/20/2022
Romance scams are becoming more prevalent and target people looking to make a connection online. Know the telltale signs so you can safely search for that special someone.
Fraud Prevention & Security
01/03/2023
Being ‘financially well’ can keep your stress levels down throughout the year and help you look confidently to your future. If you want to improve your financial wellness, there are a few key areas of focus that can greatly benefit you.
Saving & Budgeting
01/10/2023
As energy and gas prices continue to rise as we head into the cold winter months, it may be time to put your home equity line of credit to good use to lower your monthly bills.
Homeownership
01/31/2023
The beginning of the year is a great time to plan for a future vacation. Follow our list of steps to thoroughly plan a trip you can get excited for this year!
Saving & Budgeting
02/17/2023
Practicing caution and following these tips can help you avoid being scammed in the future. The more vigilant you are, the less likely you are to be scammed.
Fraud Prevention & Security
03/29/2023
A data breach can damage more than just your small-business computer system – it also can damage your reputation and put your customers and/or employees at risk. That's why cyber insurance can be a smart precaution for any size business.
Building Your Business, Fraud Prevention & Security,
04/13/2023
It's never too late to start or continue your financial education! In addition to our Financial Wellness blog, there are many great resources online to help you save and spend smarter.
Saving & Budgeting
06/6/2023
A summer job will certainly mean more money in your pocket – but it’s also a great time to begin building up your savings for use later in life.
Saving & Budgeting
07/06/2023
Follow these essential tips to ensure your cards and cash remain secure throughout your trip, allowing you to fully enjoy your well-deserved getaway.
Fraud Prevention & Security
08/14/2023
We’ve gathered all our resources in one place to help you master how you manage your money. From budgeting and investing to avoiding scams, we've got you covered. 
Saving & Budgeting, Debt, Fraud Prevention & Security
09/27/2023
Your financial security starts with you! Find out how you can fortify your defenses online to safeguard your digital life.
Fraud Prevention & Security
10/27/2023
When it comes to banking, there are a lot of rumors that get passed around. However, many of these are either untrue, or misrepresent the truth.
Saving & Budgeting, Debt, Investing
11/01/2023
When it comes to making your selections, there are a few tactics to keep in mind and ensure you are maximizing your benefits. Follow our guide to get the most out of your health plan.
Saving & Budgeting

11/02/2023

Financial stress is the last thing you need on your mind this holiday season. Manage your holiday gift spending, and make this year the year you finally come in on (or under) budget.

Saving & Budgeting, Holidays

10/28/2023

Americans racked up $1,000 in debt during 2018's holiday season. Start your planning now to ensure your holidays are filled with happiness and joy, not regret.
Saving & Budgeting, Holidays

11/10/2023

Even if you took the time and laid out a detailed holiday spending plan, unexpected costs and travel expenses can add up. At such an enjoyable time of year, it’s easy to spend and forget your budget. Look at January as your reset button. 

Saving & Budgeting, Holidays

11/24/2023

Don't let a breach of your financial security spoil the season as you shop for your loved ones.

Fraud Prevention & Security, Holidays

01/17/2024

If you are looking to target new financial goals this year, this blog can help ensure you stick to them to see the benefits in the future.

Saving & Budgeting

03/26/2024

By understanding the warning signs of text message, email, and phone scams, you can safeguard your personal information and finances.

Fraud Prevention & Security

08/26/2024

When kickstarting your financial journey, establishing healthy banking habits is key! Learn how to responsibly manage your money and get started on the right foot.

Saving & Budgeting

08/27/2024

Never miss a beat by accessing your account anytime, anywhere from your smartphone or mobile device.

Fraud Prevention & Security
11/12/2024
With healthcare expenses on the rise, finding smarter ways to save for both planned and unexpected medical costs is more important than ever.
Saving & Budgeting