An Added Level of Fraud Protection

Online transactions are seemingly a way of life now. You can purchase your groceries, clothing, household items, and much more with a click of a button. But how do you know that your personal information is safe?

A 2017 report from the Identity Theft Resources Center states that the number of credit card numbers exposed totaled 14.2 million. It’s time for a new dimension of online shopping security.

Mastercard® has applied an additional layer of security for all online transactions made using your Pioneer Bank Debit card. Mastercard 3-D Secure® technology uses a risk-based analytics model to predict the likelihood that an online transaction is being made by the cardholder. This model uses data embedded in the authorization message such as an IP address, device ID, geo-location, and online shopping activity. This added layer of fraud protection will provide you with a seamless transaction experience.

Although the Mastercard 3-D Secure® technology will help protect you online, it’s always important to be vigilant and safeguard yourself. Here are some tips and best practices:

>> Consider the website and company you are shopping with. Take the steps to make sure they are legitimate, like calling the number provided on the website, and searching for the company using the words “review” or “compliant.”

  • Don’t send sensitive information through unsecure email.
  • Be cautious of unsolicited emails, especially if they have links or attachments.
  • Be skeptical of free trial offers.

The material provided on this website is intended for informational purposes only. Links to other web sites are provided for reference and do not constitute a referral or endorsement by Pioneer or its affiliates. Please note that such material is not updated regularly and that some of the information may not be current. It is recommended that you consult with a financial professional for assistance regarding the information contained herein.